Forbes contributors publish independent expert analyses and insights. I write about finance and technology. RTP (Real-Time Payments) and FedNow, the two immediate payment platforms in the United ...

Businesses that use real-time payments consistently report stronger cash flow management, supplier relationships and ...

Real-time payments (RTPs) are quickly becoming the heartbeat of modern finance. Their promise goes far beyond speed, offering financial institutions unprecedented transparency, lower operational costs ...

CFOs and technology executives face mounting pressure to accelerate payment processing, yet many struggle to articulate the business value beyond “faster is better.” The transition from traditional ...

After eight years of industry outreach and infrastructure investment, instant payments are becoming familiar enough that businesses increasingly understand the product. “We are successful in awareness ...

Real-time payments in the U.S. have accelerated, but looming difficulties could hinder future growth. "Things are really moving," Nick Stanescu, chief executive of FedNow, said in a recent video ...

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Over the years, I've had multiple conversations around the future of cross-border payments. And the dominant theme across each of these interactions, whether at conferences, roundtables, or partner ...

The transition to real-time payments (RTP) and FedNow is a baseline requirement for retail banking in 2026. However, the move from ‘pull’ payments (cards/ACH) to ‘push’ payments is fundamentally ...

Brazil and Colombia have set regional benchmarks for real-time payments modernization, offering a proven roadmap for Chile, Peru and Argentina ACI Worldwide joins industry, fintech and policy leaders ...